I’ve been using You Need a Budget (YNAB) for just over a year now. I really wish I had found it sooner and that it was available when I was in college. One of the hard parts about being a college student is that you often don’t have regular income. Instead, you might be living off of loans or other forms of occasional income. One advantage of YNAB is that it’s easy to use with irregular income. Many support topics on their website (including forums posts by actual users) that discuss how to use YNAB while in college.
In order to help college students, the makers of YNAB are offering their program free to college students. You simply need to email them with proof of being enrolled in college, and then they will provide you with a license key good for the calendar year. Each year, you can send another email to obtain another license key for the next calendar year. If you’re interested in obtaining YNAB for free, click here. And for anyone not in college who wishes to sign up for YNAB, if you click here you’ll get $6 off (after the 30-day trial) and I’ll get $6.