Beachgirl's Budget Blog

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  • Debt-o-Meter (as of 6/30/15)

    Citicard BT - Paid Nov '14
    100%
    $2,060.00


    D's Law I - Paid Aug '14
    100%
    $1,128.92


    D's Law H - Paid Oct '14
    100%
    $1,786.90


    D's Law C - Paid Dec '14
    100%
    $3,271.61


    D's Law G - Paid Jan '15
    100%
    $3,886.30


    D's Law D - Paid Jun '15
    100%
    $7,861.78


    D's Priv #1
    Current Balance: $4,867.63
    Interest Rate: 4.75%
    Amount paid: $6,148.91
    55.8%
    $11,016.54


    D's Law A
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $8,517.40


    D's Law E
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $8,517.40


    D's Law F
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $15,178.95


    D's Priv #2
    Current Balance: $17,847.92
    Interest Rate: 3.41%
    Amount paid: $3,094.49
    14.8%
    $20,942.41


    D's Law B
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $40,495.33


    T's Law
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $40,118.57


    T's Fed #1
    Current Balance: $11,354.97
    Interest Rate: 1.625%
    Note: $0 due based on IBR
    20.0%
    $14,198.74


    T's Fed #2
    Current Balance: $19,778.53
    Interest Rate: 1.625%
    Note: $0 due based on IBR
    23.9%
    $26,000.00

Another student loan paid off

Posted by beachgirl on 06/24/2015

On June 19th, we paid off another of D’s law school loans.  The first payment was made on January 19th, so we paid it off in exactly 5 months.  Our next goal is a change from the original plan.  Originally, we were going to move onto the next student loan.  But we’ve decided to start saving for a down payment on a house.

Nelnet

Posted in Debt Repayment | 1 Comment »

Goals for June 2015

Posted by beachgirl on 06/15/2015

  • Put at least $1,250.00 towards D’s law loans
  • Go through books & get rid of ones I no longer want
  • Go through file cabinet & scan documents

Posted in Monthly Goals | Leave a Comment »

Goals for May 2015: Update

Posted by beachgirl on 06/12/2015

  • Put at least $1,000 towards D’s law loansSUCCESS!!  We put $1,319.59.
  • Look into consolidating my student loansSUCCESS!!
  • Finish transferring stuff to my new computerFAIL!!  I got a lot of it transferred, but I still have some stuff left to move.
  • Burn wedding video to DVD & mail to familySUCCESS!!

Posted in Monthly Goals | Leave a Comment »

May 2015: Debt Update

Posted by beachgirl on 06/09/2015

May was another good month for putting money towards student loans.  Our goal right now is to pay off D’s Law D loan by August at the latest.  We think we might be able to pay it off in July, but we’ll have to see.

Debt

Posted in Debt Repayment | Leave a Comment »

May 2015: Snowflaking

Posted by beachgirl on 06/06/2015

Total: $1,319.59

  • $225.00 – Monthly
  • $660.11 – D’s work
  • $45.30 – Left over from Electric
  • $385.00 – Tips
  • $4.18 – Misc

Posted in Snowflake | Leave a Comment »

My Net Worth: May 2015

Posted by beachgirl on 06/03/2015

Net Worth

Change since 12/31/2005: -$26,112.18

Posted in My Net Worth | Leave a Comment »

Goals for May 2015

Posted by beachgirl on 05/13/2015

It’s been a few months since I posted goals for the month.  But I’ve missed coming up with specific goals and sharing how they turn out.  So, here goes.

  • Put at least $1,000 towards D’s law loans
  • Look into consolidating my student loans
  • Finish transferring stuff to my new computer
  • Burn wedding video to DVD & mail to family

Posted in Monthly Goals | 2 Comments »

April 2015: Debt Update

Posted by beachgirl on 05/10/2015

April was a pretty good month for paying down debt.  Business with D’s firm picked up and he was able to send some extra money towards our loans.  And I started working at our local minor league baseball park again, so I made some tips.  I also was finally able to close my firm’s bank account and transfer the remaining money over to our personal account, and some of that went towards loans.

Debt

Posted in Debt Repayment | Leave a Comment »

April 2015: Snowflaking

Posted by beachgirl on 05/07/2015

Total: $1,444.74

  • $225.00 – Monthly
  • $18.92 – Left over from electric
  • $8.49 – Left over from water
  • $460.75 – D’s work
  • $650.00 – T’s work
  • $7.00 – State tax refund
  • $64.58 – Left over from groceries
  • $10.00 – MySurvey.com earnings

Posted in Snowflake | Leave a Comment »

My Net Worth: April 2015

Posted by beachgirl on 05/04/2015

Net Worth

Change since 12/31/2005: -$28,790.21

Posted in My Net Worth | Leave a Comment »

 
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