Beachgirl's Budget Blog

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  • Debt-o-Meter (as of 4/30/15)

    Citicard BT - Paid 11/14
    100%
    $2,060.00


    D's Law I - Paid 8/14
    100%
    $1,128.92


    D's Law H - Paid 10/14
    100%
    $1,786.90


    D's Law C - Paid 12/14
    100%
    $3,271.61


    D's Law G - Paid 1/15
    100%
    $3,886.30


    D's Law D
    Current Balance: $3,405.72
    Interest Rate: 7.9%
    Amount paid: $4,456.06
    56.7%
    $7,861.78


    D's Law A
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $8,517.40


    D's Law E
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $8,517.40


    D's Priv #1
    Current Balance: $5,163.58
    Interest Rate: 4.75%
    Amount paid: $5,852.96
    53.1%
    $11,016.54


    D's Law F
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $15,023.63


    D's Priv #2
    Current Balance: $18,022.86
    Interest Rate: 3.41%
    Amount paid: $2,919.55
    13.9%
    $20,942.41


    D's Law B
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $40,080.95


    T's Law
    Interest Rate: 6.8%
    Note: $0 due based on IBR
    0
    $39,795.62


    T's Fed #1
    Current Balance: $11,330.95
    Interest Rate: 1.625%
    Note: $0 due based on IBR
    20.2%
    $14,198.74


    T's Fed #2
    Current Balance: $19,736.39
    Interest Rate: 1.625%
    Note: $0 due based on IBR
    24.1%
    $26,000.00

Goals for May 2015

Posted by beachgirl on 05/13/2015

It’s been a few months since I posted goals for the month.  But I’ve missed coming up with specific goals and sharing how they turn out.  So, here goes.

  • Put at least $1,000 towards D’s law loans
  • Look into consolidating my student loans
  • Finish transferring stuff to my new computer
  • Burn wedding video to DVD & mail to family

Posted in Monthly Goals | 2 Comments »

April 2015: Debt Update

Posted by beachgirl on 05/10/2015

April was a pretty good month for paying down debt.  Business with D’s firm picked up and he was able to send some extra money towards our loans.  And I started working at our local minor league baseball park again, so I made some tips.  I also was finally able to close my firm’s bank account and transfer the remaining money over to our personal account, and some of that went towards loans.

Debt

Posted in Debt Repayment | Leave a Comment »

April 2015: Snowflaking

Posted by beachgirl on 05/07/2015

Total: $1,444.74

  • $225.00 – Monthly
  • $18.92 – Left over from electric
  • $8.49 – Left over from water
  • $460.75 – D’s work
  • $650.00 – T’s work
  • $7.00 – State tax refund
  • $64.58 – Left over from groceries
  • $10.00 – MySurvey.com earnings

Posted in Snowflake | Leave a Comment »

My Net Worth: April 2015

Posted by beachgirl on 05/04/2015

Net Worth

Change since 12/31/2005: -$28,790.21

Posted in My Net Worth | Leave a Comment »

March 2015: Debt Update

Posted by beachgirl on 04/10/2015

Not as much progress in March compared to the last few months, but every little bit helps.  My extra summer job starts up this month, so that should help with paying extra each month.  I’m also hoping to close my firm bank account this month, which will give me some extra money to pay towards loans.  And I’m hoping to be paid for some work I did before my firm closed.

Mar Debt

Posted in Debt Repayment | Leave a Comment »

March 2015: Snowflaking

Posted by beachgirl on 04/06/2015

Total: $620.63

  • $410.00 – Monthly
  • $78.74 – Earnings from law firm
  • $94.34 – Left over from Groceries (February)
  • $37.55 – Left over from Groceries (March)

Posted in Snowflake | Leave a Comment »

My Net Worth: March 2015

Posted by beachgirl on 04/02/2015

Mar 2015 Net Worth

Change since 12/31/2005: -$31,677.30

Posted in My Net Worth | Leave a Comment »

February 2015: Debt Update

Posted by beachgirl on 03/11/2015

We’re continuing to progress on paying down our student loans.  D and I are both going to work another job this summer to help bring in extra money.  I worked at the same place last summer and it really helped out.  I won’t be able to work as many days as I did last summer since I have a full-time job this time around, but every little bit helps.  If things go well this summer, we should be able to pay off Loan D and start working on the next one.

Feb Debt

Posted in Debt Repayment | Leave a Comment »

Goals for February 2015 – Recap

Posted by beachgirl on 03/08/2015

  • Have 14 “No Spend” daysSUCCESS!!
  • Put at least $500 towards D’s law loansSUCCESS!!  We put over $2,000 towards them.
  • Finish Book 5 of “Game of Thrones”SUCCESS!!  Can’t wait til the next one comes out.

Posted in Monthly Goals | Leave a Comment »

February 2015: Snowflaking

Posted by beachgirl on 03/05/2015

Total: $2,446.92

  • $200.00 – Monthly
  • $568.86 – Earnings from law firm
  • $35.00 – Selling wedding items
  • $200.00 – Selling desk
  • $34.41 – Left over from electric
  • $4.22 – Left over from water
  • $1,404.43 – Left over from wedding funds/savings

Posted in Snowflake | Leave a Comment »

 
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