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	<title>Comments on: Balance Transfer, Part 1 &#8211; What it is &amp; How to get started</title>
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		<title>By: Balance Transfers, Part 3 - My Experience &#171; Beachgirl&#8217;s Budget Blog</title>
		<link>http://beachgirlsblog.wordpress.com/2006/07/22/balance-transfer-part-1-what-it-is-how-to-get-started/#comment-1794</link>
		<dc:creator>Balance Transfers, Part 3 - My Experience &#171; Beachgirl&#8217;s Budget Blog</dc:creator>
		<pubDate>Sat, 21 Feb 2009 15:18:06 +0000</pubDate>
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		<description>[...] on 08/17/2006  Earlier, I posted about deciding to partake in the 0% Balance Transfer game (see Part 1 and Part 2). Well, now that I have gotten everything underway, I will tell you about my experience [...]</description>
		<content:encoded><![CDATA[<p>[...] on 08/17/2006  Earlier, I posted about deciding to partake in the 0% Balance Transfer game (see Part 1 and Part 2). Well, now that I have gotten everything underway, I will tell you about my experience [...]</p>
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		<title>By: Balance Transfers, Part 2 - Requesting the Transfer &#171; Beachgirl&#8217;s Budget Blog</title>
		<link>http://beachgirlsblog.wordpress.com/2006/07/22/balance-transfer-part-1-what-it-is-how-to-get-started/#comment-1778</link>
		<dc:creator>Balance Transfers, Part 2 - Requesting the Transfer &#171; Beachgirl&#8217;s Budget Blog</dc:creator>
		<pubDate>Sat, 21 Feb 2009 15:00:42 +0000</pubDate>
		<guid isPermaLink="false">http://beachgirlsblog.wordpress.com/2006/07/22/balance-transfer-part-1-what-it-is-how-to-get-started/#comment-1778</guid>
		<description>[...] Need to be Debt Free*       &#171; Balance Transfer, Part 1 - What it is &amp; How to get&#160;started Signing up for HSBC Online&#160;Savings [...]</description>
		<content:encoded><![CDATA[<p>[...] Need to be Debt Free*       &laquo; Balance Transfer, Part 1 &#8211; What it is &amp; How to get&nbsp;started Signing up for HSBC Online&nbsp;Savings [...]</p>
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		<title>By: ntbeachnc</title>
		<link>http://beachgirlsblog.wordpress.com/2006/07/22/balance-transfer-part-1-what-it-is-how-to-get-started/#comment-47</link>
		<dc:creator>ntbeachnc</dc:creator>
		<pubDate>Sun, 23 Jul 2006 11:44:00 +0000</pubDate>
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		<description>Thanks anon for the advice and concern.  I did a lot of research on this before deciding to do it, so I know what I&#039;m getting into.  I&#039;ve never had credit card debt (other than my 0% Best Buy card and that will be paid off before the end of the 0%).  My plan is to pay it off before the end of the 0% so I won&#039;t incur any interest charges.  And I&#039;m not really concerned about my credit score at this point.  I own my car outright and I own a house, so I don&#039;t have any need for great credit at this point.  Glad to know people are out there that care and don&#039;t want to see me get into trouble.  :-)</description>
		<content:encoded><![CDATA[<p>Thanks anon for the advice and concern.  I did a lot of research on this before deciding to do it, so I know what I&#8217;m getting into.  I&#8217;ve never had credit card debt (other than my 0% Best Buy card and that will be paid off before the end of the 0%).  My plan is to pay it off before the end of the 0% so I won&#8217;t incur any interest charges.  And I&#8217;m not really concerned about my credit score at this point.  I own my car outright and I own a house, so I don&#8217;t have any need for great credit at this point.  Glad to know people are out there that care and don&#8217;t want to see me get into trouble.  <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Anonymous</title>
		<link>http://beachgirlsblog.wordpress.com/2006/07/22/balance-transfer-part-1-what-it-is-how-to-get-started/#comment-46</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Sun, 23 Jul 2006 03:57:00 +0000</pubDate>
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		<description>Yikes, I wouldn&#039;t want to see your credit score right now!  Four cards in less than a year is going to impact your FICO score.  Make sure you pay off those cards before the 0% rate expires and don&#039;t run up even more debt or you will lose the game.&lt;br/&gt;Good Luck!!</description>
		<content:encoded><![CDATA[<p>Yikes, I wouldn&#8217;t want to see your credit score right now!  Four cards in less than a year is going to impact your FICO score.  Make sure you pay off those cards before the 0% rate expires and don&#8217;t run up even more debt or you will lose the game.<br />Good Luck!!</p>
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		<title>By: who am i</title>
		<link>http://beachgirlsblog.wordpress.com/2006/07/22/balance-transfer-part-1-what-it-is-how-to-get-started/#comment-45</link>
		<dc:creator>who am i</dc:creator>
		<pubDate>Sat, 22 Jul 2006 11:47:00 +0000</pubDate>
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		<description>What happens to Tax and inflation.</description>
		<content:encoded><![CDATA[<p>What happens to Tax and inflation.</p>
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